Pet Insurance

DukesMom · Posted: Fri Jan 04, 2008 11:55 am Post subject:

I just enrolled Duke in the Pet Healthcare Plan available thru the AKC for accident coverage only. Does anyone know anything about them? How reliable they are for claims etc? I might only keep it for a couple of years, because he eats everything like rocks and he runs into everything too. We'll see if Gracie is as accident prone....

clarkiek · Posted: Fri Jan 04, 2008 3:03 pm Post subject:

My pet insurance (Pets Best) has a $100,000 lifetime limit with a $7,000 per incident limit. They pay 80% after I pay the $75.00 deductible.

It sounds good on paper, I just wish I knew someone who has made a claim and what their experience was.

Hip dysplasia isn't covered in mine either.

weinyrhymer · Posted: Fri Jan 04, 2008 11:30 pm Post subject:

This was interesting to read. Thanks for sharing!

I looked into pet insurance a while ago, and it seemed like there were so many exemptions that it wasn't worth it. I also read somewhere that you were better off taking the monthly fee and putting it into a savings account - which is what I did .. but it sounds like it might actually be more useful than I had thought.

Though even $20k doesn't seem like much.

oregonweim · Posted: Fri Jan 04, 2008 11:35 pm Post subject:

We keep talking about buying pet insurance but just haven't gotten around to it yet. Really should for our new puppy (well 2yo), will have to do some research. I can say that when our rescue Aussie was diagnosed with his mass cell tumor, between radiation and chemo we spent a good 10k plus. I wish hip displaysia were covered but working with reputible breeders will help reduce that risk.

HandsomeStanley · Posted: Tue Jan 08, 2008 3:37 pm Post subject:

I signed Stanley up for health insurance through Banfield at PetsMart. http://www.banfield.net/ It runs $21.95 per month for a puupy. All vet visits are free, you get a discount off of any prescriptions, wormings are covered, all vaccinations and best of all it covered getting him neutered. When we neutered our first weim it was almost $400. On the plan when I neutered Stanley it only cost $20 and that was for pain meds.

CoopersMummy · Posted: Tue Jan 08, 2008 7:50 pm Post subject:

We have Vet Insurance as well and love it. We have had numerous claims already (all minor bumps, scraps, excessive rummy tummy, wart on his pad that was bleeding) - and they have been fabulous. They pay quickly, if there are problems you can phone and get a live person. Paying the $28 month is the best thing I have ever done and it has already paid for itself 10 times over.
As someone else mentioned they don't over the initial exam or daily kennel fees, but no deductible.
You sign up on line and it is all very easy.

Travis · Posted: Wed Jan 09, 2008 6:28 pm Post subject:

HandsomeStanley · Posted: Wed Jan 09, 2008 6:34 pm Post subject:

LOL!!

We had to pay the anesthesia by weight and he was over 45lbs. We've since changed vets.

Wrench · Posted: Thu Apr 17, 2008 4:02 pm Post subject:

Welches · Posted: Fri Apr 18, 2008 3:53 pm Post subject:

I wish we had gotten insurance! I was like many of you, checking the prices, what it covered, thinking it wasn't that great. Well, Lexi is only 10 months old and since January (mind you, that's only 3 months) we've spent over $6000 at the vet. That's probably what I've spent for Yukon's entire eight years of vet bills. You just never know. And trust me, when that vet comes out and tells you what it will cost to save your baby, you just sign the dotted line! We don't have that kind of money to spend, but we do it anyway. So lesson learned - get the pet insurance!